Plan Ledger DOL Form 5500 · updated monthly

Goldstein Enterprises, Inc.401(k)

GOLDSTEIN AUTO GROUP 401(K) PLAN · ALBANY, NY · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Goldstein Enterprises, Inc. reported $17,002 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $439 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in New York (3,110th of 5,648), and the 2,042nd of 5,215 in retail trade. In 2024, employees put in $7.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,777,744
Participants with balances196
Active participants209
Employer contributions$91,706
Employee contributions$658,355
Employer contribution per active participant$439
Average account balance$70,295
Benefits paid to participants$748,577
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.8M · 196 accts · $92K emplr
2023$11.8M · 193 accts · $88K emplr
2022$9.8M · 189 accts · $88K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,002
Total administrative$17,002
The Goldstein Enterprises, Inc. 401(k) match · 2024
Employer contribution per active participant$439
Median for plans this size$2,416
2024$439 per active participant
2023$430 per active participant
2022$426 per active participant

Goldstein Enterprises, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$17,002
ELLIN & TUCKER · Accounting / auditindirect comp
PURSHE KAPLAN STERLING INVESTMENTS · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$17,002 · 0.13%
2023$16,363 · 0.15%
2022$12,861 · 0.12%
Same employer
Similar plansRetail Trade · New York
Paperless Inc. NY$14.6M · 0.42%
Brunello Cucinelli USA Inc NY$14.1M · 0.12%
C.M. Almy & Son, Inc. NY$13.6M · 0.52%
Uncommongoods, LLC NY$13.1M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 141608677 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.