Plan Ledger DOL Form 5500 · updated monthly

Blue Mistral, LLC401(k)

BLUE MISTRAL, LLC 401(K) PROFIT SHARING PLAN & TRUST · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.39%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Blue Mistral, LLC reported $49,202 in plan administrative expenses for 2024: 0.39% of average plan assets, above the peer median. Employer contributions averaged $3,186 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.22% to 0.39%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in New York (3,199th of 5,648), and the 2,133rd of 5,215 in retail trade. In 2024, employees put in $2.92 for every $1.00 the employer contributed; active participation has shrunk from 77 to 49 since 2022.

Plan summary
Net assets, end of year$13,022,650
Participants with balances157
Active participants49
Employer contributions$156,135
Employee contributions$455,841
Employer contribution per active participant$3,186
Average account balance$82,947
Benefits paid to participants$1,179,451
Plan auditUnmodified (clean) audit opinion
AuditorBORIS BENIC & ASSOCIATES
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $22K emplr
2024$13.0M · 157 accts · $156K emplr
2023$11.9M · 166 accts · $154K emplr
2022$10.8M · 165 accts · $160K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,051
Investment management$47,151
Total administrative$49,202
The Blue Mistral, LLC 401(k) match · 2024
Employer contribution per active participant$3,186
Median for plans this size$2,416
2024$3,186 per active participant
2023$2,413 per active participant
2022$2,084 per active participant

Blue Mistral, LLC's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
WELLS FARGO ADVISORS FINANCIAL NETW · Recordkeeping · Pension consulting$47,151
ADP, INC. · Loan processing · Recordkeeping$2,051

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ADP, Wells Fargo
2024ADP, Wells Fargo
2023ADP, Raymond James

This plan has changed recordkeepers within these filings. If you left Blue Mistral, LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025Not separately reported
2024$49,202 · 0.39%
2023$26,597 · 0.23%
2022$28,418 · 0.22%
Similar plansRetail Trade · New York
C.M. Almy & Son, Inc. NY$13.6M · 0.52%
Uncommongoods, LLC NY$13.1M · 0.32%
International Shoppes, Inc. NY$13.0M · 0.20%
Moda Operandi Inc. NY$13.0M · 0.62%
Jv Asset Holdco LLC NY$12.9M · 0.03%
Sage Parts Plus, Inc. NY$12.8M · 0.58%

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Source: U.S. Department of Labor, Form 5500 series, EIN 611905455 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.