Plan Ledger DOL Form 5500 · updated monthly

Golden Gate University403(b)

GOLDEN GATE UNIVERSITY RETIREMENT PLAN · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.41%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Golden Gate University reported $352,525 in plan administrative expenses for 2024: 0.41% of average plan assets, higher than ~90% of peers. Employer contributions averaged $5,106 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.41%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 1,125th-largest of 9,483 plans among California employers on file, and the 596th of 3,091 in educational services. In 2024, employees put in $1.63 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$87,576,520
Participants with balances646
Active participants238
Employer contributions$1,215,184
Employee contributions$1,982,995
Employer contribution per active participant$5,106
Average account balance$135,567
Benefits paid to participants$9,622,711
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$87.6M · 646 accts · $1.2M emplr
2023$84.8M · 635 accts · $1.3M emplr
2022$81.9M · 734 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$287,283
Investment management$43,612
Audit (IQPA)$21,630
Total administrative$352,525
Employer contributions to the Golden Gate University plan · 2024
Employer contribution per active participant$5,106
Median for plans this size$3,635
2024$5,106 per active participant
2023$5,294 per active participant
2022$4,773 per active participant

Golden Gate University's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$55,424
MULTNOMAH GROUP, INC · Consulting · Investment advisory (plan)$43,613
MOSS ADAMS LLP · Accounting / audit$21,630
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower, Transamerica
2023Prudential, Transamerica

This plan has changed recordkeepers within these filings. If you left Golden Gate University before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$352,525 · 0.41%
2023$155,757 · 0.19%
2022$111,173 · 0.12%
Same employer
Similar plansEducational Services · California
La Jolla Country Day School CA$91.8M · 0.12%
Fuller Theological Seminary CA$91.3M · 0.00%
The Head-Royce School CA$89.0M · 0.13%
The Buckley School CA$85.7M · 0.08%
Westmont College CA$85.1M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941585735 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.