Plan Ledger DOL Form 5500 · updated monthly

Ghirardelli Chocolate Company401(k)

GHIRARDELLI CHOCOLATE COMPANY 401(K) RETIREMENT & SAVINGS PLAN · SAN LEANDRO, CA · plan year 2024

Reported admin expense ratio · 2024
0.16%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ghirardelli Chocolate Company reported $173,267 in plan administrative expenses for 2024: 0.16% of average plan assets, above the peer median. Employer contributions averaged $4,952 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.16%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other manufacturing employers. By assets it is the 893rd-largest of 9,483 plans among California employers on file, and the 1,703rd of 13,661 in manufacturing. In 2024, employees put in $1.42 for every $1.00 the employer contributed; active participation has grown from 760 to 886 since 2022.

Plan summary
Net assets, end of year$116,193,886
Participants with balances1,125
Active participants886
Employer contributions$4,387,484
Employee contributions$6,229,603
Employer contribution per active participant$4,952
Average account balance$103,283
Benefits paid to participants$5,600,574
Plan auditUnmodified (clean) audit opinion
AuditorSILICON VALLEY ACCOUNTACY CORP.
Plan history3
Yearassets · accounts · employer contribution
2024$116.2M · 1,125 accts · $4.4M emplr
2023$96.3M · 1,075 accts · $4.3M emplr
2022$78.5M · 1,045 accts · $3.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$138,129
Investment management$29,906
Total administrative$173,267
The Ghirardelli Chocolate Company 401(k) match · 2024
Employer contribution per active participant$4,952
Median for plans this size$3,635
2024$4,952 per active participant
2023$5,220 per active participant
2022$5,099 per active participant

Ghirardelli Chocolate Company's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$137,835
MERCER INVESTMENTS LLC · Investment advisory (plan)$29,906
DYNAMIC WEALTH ADVISORS · Investment advisory (participants)$5,232
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$173,267 · 0.16%
2023$155,098 · 0.18%
2022$139,990 · 0.17%
Same employer
Similar plansManufacturing · California
Qsc, LLC CA$119.4M · 0.11%
National Resilience, Inc. CA$118.6M · 0.22%
Gopro, Inc. CA$117.5M · 0.05%
Guess, Inc. CA$116.3M · 0.34%
Karl Storz Imaging, Inc. CA$115.1M · 0.10%
Gillig LLC CA$112.4M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953451829 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.