Plan Ledger DOL Form 5500 · updated monthly

General Committee of Adjustment for the Lines, Csx-Western Lines, Csx-401(k)

BROTHERHOOD OF LOCOMOTIVE ENGINEERS 401(K) SAVINGS EMPLOYEES OF CSX TRANSPORTATION INC. · WEST SENECA, NY · plan year 2023

Reported admin expense ratio · 2023
0.09%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

General Committee of Adjustment for the Lines, Csx-Western Lines, Csx- reported $775,891 in plan administrative expenses for 2023: 0.09% of average plan assets, above the peer median. Employer contributions averaged $1,811 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.086%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,601 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 129th-largest of 5,648 plans among New York employers on file, and the 47th of 2,677 in transportation & warehousing. In 2023, employees put in $3.41 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$910,038,226
Participants with balances5,437
Active participants5,211
Employer contributions$9,436,102
Employee contributions$32,148,371
Employer contribution per active participant$1,811
Average account balance$167,379
Benefits paid to participants$54,524,362
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$902.9M · 5,354 accts · $14.7M emplr
2023$910.0M · 5,437 accts · $9.4M emplr
2022$819.1M · 5,430 accts · $10.4M emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$632,767
Investment management$108,284
Audit (IQPA)$26,610
Total administrative$775,891
The General Committee of Adjustment for the Lines, Csx-Western Lines, Csx- 401(k) match · 2023
Employer contribution per active participant$1,811
Median for plans this size$4,362
2024$2,993 per active participant
2023$1,811 per active participant
2022$1,938 per active participant

General Committee of Adjustment for the Lines, Csx-Western Lines, Csx-'s 2023 employer contribution ran below the $4,362 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
MERRILL LYNCH PIERCE FENNER SMITH · Recordkeeping$741,051
BARCLAY DAMON · Consulting$77,257
BONADIO & CO., LLP · Accounting / audit$26,610

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Bank of America / Merrill
2023Bank of America / Merrill

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$777,784 · 0.09%
2023$775,891 · 0.09%
2022$794,136 · 0.09%
Similar plansTransportation & Warehousing · New York
Atlas Air, Inc. NY$1.1B · 0.04%
Lufthansa German Airlines NY$353.8M · 0.07%
Genesee & Wyoming Inc. NY$264.2M · 0.10%
British Airways PLC NY$232.5M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 346401908 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.