Plan Ledger DOL Form 5500 · updated monthly

Futures Community Support Services, Inc.401(k)

FUTURES COMMUNITY SUPPORT SERVICES, INC. RETIREMENT PLAN · TOWANDA, PA · plan year 2023

Reported admin expense ratio · 2023
0.12%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Futures Community Support Services, Inc. reported $2,910 in plan administrative expenses for 2023: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,826 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.18% to 0.37%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (3,250th of 3,651), and 9,581st of 11,911 in health care & social assistance. In 2023, the employer put in $2.44 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$2,566,919
Participants with balances171
Active participants133
Employer contributions$242,915
Employee contributions$99,362
Employer contribution per active participant$1,826
Average account balance$15,011
Benefits paid to participants$449,418
Plan auditUnmodified (clean) audit opinion
AuditorRDG + PARTNERS CPAS, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$2.5M · 171 accts · $250K emplr
2023$2.6M · 171 accts · $243K emplr
2022$2.5M · 141 accts · $252K emplr
Administrative expenses, itemized · 2023
Investment management$2,910
Total administrative$2,910
The Futures Community Support Services, Inc. 401(k) match · 2023
Employer contribution per active participant$1,826
Median for plans this size$1,308
2024$1,653 per active participant
2023$1,826 per active participant
2022$2,086 per active participant

Futures Community Support Services, Inc.'s 2023 employer contribution ran above the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
CITIZENS & NORTHERN CORPORATION · Contract administrator · Recordkeeping$2,910

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CITIZENS & NORTHERN CORPORATION
2023CITIZENS & NORTHERN CORPORATION

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$9,316 · 0.37%
2023$2,910 · 0.12%
2022$4,670 · 0.18%
Similar plansHealth Care & Social Assistance · Pennsylvania
Pennsylvania Ambulance PA$2.6M · 1.28%
Mhy Family Services PA$2.6M · 0.26%
The Shook Home PA$2.5M · 0.44%
Don Services, Inc. PA$2.5M · 1.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232564741 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.