Plan Ledger DOL Form 5500 · updated monthly

Frontier Behavioral Health403(b)

FRONTIER BEHAVIORAL HEALTH 403(B) INVESTMENT PLAN · SPOKANE, WA · plan year 2024

Reported admin expense ratio · 2024
0.43%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Frontier Behavioral Health reported $181,428 in plan administrative expenses for 2024: 0.43% of average plan assets, above the peer median. Employer contributions averaged $3,412 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.46% to 0.43%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 380th-largest of 1,714 plans among Washington employers on file, and the 1,998th of 11,911 in health care & social assistance. In 2024, employees put in $1.07 for every $1.00 the employer contributed; active participation has grown from 698 to 810 since 2022.

Plan summary
Net assets, end of year$46,266,030
Participants with balances1,009
Active participants810
Employer contributions$2,763,907
Employee contributions$2,965,378
Employer contribution per active participant$3,412
Average account balance$45,853
Benefits paid to participants$3,705,071
Plan auditUnmodified (clean) audit opinion
AuditorDECORIA, BLAIR & TEAGUE, P.S.
Plan history3
Yearassets · accounts · employer contribution
2024$46.3M · 1,009 accts · $2.8M emplr
2023$38.5M · 1,006 accts · $2.4M emplr
2022$32.3M · 937 accts · $2.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$74,885
Investment management$84,912
Trustee / custodial$21,631
Total administrative$181,428
Employer contributions to the Frontier Behavioral Health plan · 2024
Employer contribution per active participant$3,412
Median for plans this size$2,416
2024$3,412 per active participant
2023$3,043 per active participant
2022$2,985 per active participant

Frontier Behavioral Health's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
NORTHWEST PLAN SERVICES · Recordkeeping · Loan processing$52,510
NORTHWESTEN MUTUAL WEALTH MGMT CO · Investment advisory (participants) · Investment advisory (plan)$84,912
MATRIX TRUST COMPANY · Custodial (securities) · Trustee$21,631

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NWPS
2023NWPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$181,428 · 0.43%
2023$131,234 · 0.37%
2022$162,871 · 0.46%
Same employer
Similar plansHealth Care & Social Assistance · Washington
Community Health Care WA$48.9M · 0.21%
Spokane Eye Clinic Ps WA$46.1M · 0.31%
Kline Galland Center WA$45.7M · 0.00%
Leisure Care, LLC WA$45.1M · 0.71%
Peacehealth WA$42.9M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910853801 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.