Plan Ledger DOL Form 5500 · updated monthly

Frenchman Valley Farmers Cooperative, Inc.401(k)

UBG 401(K) - IMPERIAL · IMPERIAL, NE · plan year 2025

Reported admin expense ratio · 2025
0.49%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Frenchman Valley Farmers Cooperative, Inc. reported $42,963 in plan administrative expenses for 2025: 0.49% of average plan assets, below the peer median. Employer contributions averaged $1,396 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.31% to 0.49%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Nebraska (374th of 565), and the 458th of 945 in agriculture, forestry & fishing. In 2025, employees put in $1.66 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,562,203
Participants with balances173
Active participants220
Employer contributions$307,050
Employee contributions$509,749
Employer contribution per active participant$1,396
Average account balance$55,273
Benefits paid to participants$432,816
Plan auditUnmodified (clean) audit opinion
AuditorGARDINER + COMPANY, CPAS
Plan history4
Yearassets · accounts · employer contribution
2025$9.6M · 173 accts · $307K emplr
2024$7.9M · 192 accts · $326K emplr
2023$8.5M · 257 accts · $334K emplr
2022$6.7M · 197 accts · $371K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$37,963
Investment management$5,000
Total administrative$42,963
The Frenchman Valley Farmers Cooperative, Inc. 401(k) match · 2025
Employer contribution per active participant$1,396
Median for plans this size$1,464
2025$1,396 per active participant
2024$1,457 per active participant
2023$1,525 per active participant
2022$1,612 per active participant

Frenchman Valley Farmers Cooperative, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
UNITED BENEFITS GROUP · Contract administrator$8,296
INTELLICENTS INVESTMENT SOLUTIONS I · Investment advisory (plan)$5,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$42,963 · 0.49%
2024$33,649 · 0.41%
2023$29,810 · 0.39%
2022$21,779 · 0.31%
Similar plansAgriculture, Forestry & Fishing · Nebraska
Norder Supply, Inc. NE$14.6M · 0.47%
Niewohner Brothers Inc. NE$12.6M · 0.02%
Western Cooperative Co NE$9.7M · 0.20%
Trotter, Inc. NE$8.8M · 0.39%
Danielski Farms, Inc. NE$7.0M · 0.65%
Danielski Farms, Inc. NE$6.3M · 0.88%

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Source: U.S. Department of Labor, Form 5500 series, EIN 470522190 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.