Plan Ledger DOL Form 5500 · updated monthly

Frank Liquor Company, Inc.401(k)

FRANK LIQUOR COMPANY, INC. 401(K) PLAN · MIDDLETON, WI · plan year 2025

Reported admin expense ratio · 2025
0.21%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Frank Liquor Company, Inc. reported $183,576 in plan administrative expenses for 2025: 0.21% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,519 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.21%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other wholesale trade employers. By assets it is the 247th-largest of 1,936 plans among Wisconsin employers on file, and the 456th of 4,246 in wholesale trade. In 2025, employees put in $3.43 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$91,266,297
Participants with balances1,244
Active participants952
Employer contributions$1,445,779
Employee contributions$4,962,478
Employer contribution per active participant$1,519
Average account balance$73,365
Benefits paid to participants$11,117,995
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$91.3M · 1,244 accts · $1.4M emplr
2024$82.0M · 1,207 accts · $1.4M emplr
2023$77.0M · 1,166 accts · $1.4M emplr
2022$67.5M · 1,096 accts · $1.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$101,260
Investment management$82,316
Total administrative$183,576
The Frank Liquor Company, Inc. 401(k) match · 2025
Employer contribution per active participant$1,519
Median for plans this size$4,093
2025$1,519 per active participant
2024$1,404 per active participant
2023$1,425 per active participant
2022$1,305 per active participant

Frank Liquor Company, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$101,260
WEALTHSPIRE RETIREMENT ADVISORY · Investment advisory (plan)$82,316

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$183,576 · 0.21%
2024$168,325 · 0.21%
2023$137,815 · 0.19%
2022$166,603 · 0.22%
Same employer
Similar plansWholesale Trade · Wisconsin
Laforce, LLC WI$100.7M · 0.16%
School Specialty, LLC WI$99.0M · 0.27%
Jx Enterprises, Inc. WI$91.8M · 0.21%
Ellsworth Corporation WI$82.6M · 0.12%
Badger Liquor Co., Inc. WI$73.6M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390961308 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.