Plan Ledger DOL Form 5500 · updated monthly

Four B Corp401(k)

BALLS FOOD STORES 401(K) RETIREMENT PLAN · KANSAS CITY, KS · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Four B Corp reported $238,689 in plan administrative expenses for 2024: 0.44% of average plan assets, higher than ~90% of peers. Employer contributions averaged $269 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.41% to 0.44%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 125th-largest of 828 plans among Kansas employers on file, and the 600th of 5,215 in retail trade. In 2024, employees put in $3.90 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$55,663,329
Participants with balances1,007
Active participants2,139
Employer contributions$576,034
Employee contributions$2,244,887
Employer contribution per active participant$269
Average account balance$55,276
Benefits paid to participants$4,809,901
Plan auditUnmodified (clean) audit opinion
AuditorJOHN SAMYN CPA LLC
Plan history3
Yearassets · accounts · employer contribution
2024$55.7M · 1,007 accts · $576K emplr
2023$51.7M · 1,040 accts · $569K emplr
2022$46.2M · 1,089 accts · $521K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$188,711
Investment management$49,978
Total administrative$238,689
The Four B Corp 401(k) match · 2024
Employer contribution per active participant$269
Median for plans this size$3,635
2024$269 per active participant
2023$256 per active participant
2022$265 per active participant

Four B Corp's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$188,711
GALLAGHER FIDUCIARY ADVISORS, LLC · Investment advisory (plan)$49,978
JOHN J. SAMYN CPR LLC · Accounting / auditindirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$238,689 · 0.44%
2023$200,214 · 0.41%
2022$214,691 · 0.41%
Same employer
Similar plansRetail Trade · Kansas
Dillon Companies, LLC KS$259.8M · 0.05%
Payless Shoesource, LLC KS$76.3M · 0.12%
South Plains Implement, LTD KS$34.4M · 0.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 480894902 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.