Plan Ledger DOL Form 5500 · updated monthly

Flowers Foods, Inc.401(k)

FLOWERS FOODS, INC. 401(K) RETIREMENT SAVINGS PLAN · THOMASVILLE, GA · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Flowers Foods, Inc. reported $929,298 in plan administrative expenses for 2025: 0.10% of average plan assets, above the peer median. Employer contributions averaged $3,502 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.09% to 0.10%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other manufacturing employers. By assets it is the 48th-largest of 2,160 plans among Georgia employers on file, and the 351st of 13,661 in manufacturing. In 2025, employees put in $1.15 for every $1.00 the employer contributed; active participation has grown from 8,950 to 10,377 since 2022.

Plan summary
Net assets, end of year$959,357,385
Participants with balances12,300
Active participants10,377
Employer contributions$36,341,101
Employee contributions$41,890,860
Employer contribution per active participant$3,502
Average account balance$77,997
Benefits paid to participants$116,842,177
Plan auditUnmodified (clean) audit opinion
AuditorPRICEWATERHOUSE COOPERS, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$959.4M · 12,300 accts · $36.3M emplr
2024$882.6M · 12,374 accts · $33.9M emplr
2023$818.1M · 11,756 accts · $31.8M emplr
2022$726.3M · 11,503 accts · $30.0M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$929,298
Total administrative$929,298
The Flowers Foods, Inc. 401(k) match · 2025
Employer contribution per active participant$3,502
Median for plans this size$4,295
2025$3,502 per active participant
2024$3,226 per active participant
2023$3,491 per active participant
2022$3,356 per active participant

Flowers Foods, Inc.'s 2025 employer contribution ran below the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
EMPOWER ADVISORY GROUP, LLC · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$929,298 · 0.10%
2024$871,195 · 0.10%
2023$806,936 · 0.10%
2022$701,643 · 0.09%
All plans at this employer2
FLOWERS FOODS, INC. 401(K) RETIREMENT SAVINGS PLAN401(k)
HOLSUM BAKERY BAKERS AND SANITORS' PENSION PLANMoney purchase plan
Same employer
Similar plansManufacturing · Georgia
Mohawk Carpet, LLC GA$983.1M · 0.01%
Ucb Holdings, Inc. GA$979.7M · 0.03%
Agco Corporation GA$757.3M · 0.08%
J.M. Huber Corporation GA$713.6M · 0.13%
The Quikrete Companies GA$622.1M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 582582379 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.