Plan Ledger DOL Form 5500 · updated monthly

Firstspear LLC401(k)

FIRSTSPEAR LLC 401(K) PROFIT SHARING PLAN & TRUST · FENTON, MO · plan year 2024

Reported admin expense ratio · 2024
0.49%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Firstspear LLC reported $18,671 in plan administrative expenses for 2024: 0.49% of average plan assets, below the peer median. Employer contributions averaged $1,566 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.45% to 0.49%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Missouri (1,114th of 1,393), and 10,008th of 11,654 in professional & technical services. In 2024, employees put in $1.79 for every $1.00 the employer contributed; active participation has grown from 155 to 179 since 2022.

Plan summary
Net assets, end of year$4,438,001
Participants with balances156
Active participants179
Employer contributions$280,334
Employee contributions$501,041
Employer contribution per active participant$1,566
Average account balance$28,449
Benefits paid to participants$186,271
Plan auditUnmodified (clean) audit opinion
AuditorUHY LLP
Plan history3
Yearassets · accounts · employer contribution
2024$4.4M · 156 accts · $280K emplr
2023$3.1M · 143 accts · $233K emplr
2022$2.1M · 145 accts · $220K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,195
Investment management$3,616
Trustee / custodial$860
Total administrative$18,671
The Firstspear LLC 401(k) match · 2024
Employer contribution per active participant$1,566
Median for plans this size$1,313
2024$1,566 per active participant
2023$1,522 per active participant
2022$1,419 per active participant

Firstspear LLC's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PAYCHEX, INC. · Recordkeeping$11,590

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Paychex
2023Paychex

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$18,671 · 0.49%
2023$14,362 · 0.54%
2022$9,045 · 0.45%
Similar plansProfessional & Technical Services · Missouri
H & H Color Lab, Inc. MO$5.4M · 0.97%
2E Creative Inc. MO$4.9M · 0.04%
Onder Law, LLC MO$4.0M · 0.67%
Atro LLC MO$3.8M · 0.80%
D3 Technologies MO$3.6M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 273575440 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.