Plan Ledger DOL Form 5500 · updated monthly

Firstcapital Bank of Texas, N.A.401(k)

FIRSTCAPITAL BANK OF TEXAS, N. A. · MIDLAND, TX · plan year 2022

Reported admin expense ratio · 2022
0.22%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Firstcapital Bank of Texas, N.A. reported $46,751 in plan administrative expenses for 2022: 0.22% of average plan assets, below the peer median. Employer contributions averaged $3,845 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,034th-largest of 5,688 plans among Texas employers on file, and 3,088th of 4,798 in finance & insurance. In 2022, employees put in $1.31 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$19,735,621
Participants with balances429
Active participants247
Employer contributions$949,778
Employee contributions$1,248,474
Employer contribution per active participant$3,845
Average account balance$46,004
Benefits paid to participants$1,934,964
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $424K emplr
2022$19.7M · 429 accts · $950K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$3,900
Investment management$42,851
Total administrative$46,751
The Firstcapital Bank of Texas, N.A. 401(k) match · 2022
Employer contribution per active participant$3,845
Median for plans this size$2,266

Firstcapital Bank of Texas, N.A.'s 2022 employer contribution ran above the $2,266 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$46,751 · 0.22%
Same employer
Similar plansFinance & Insurance · Texas
Peregrine Group, LLC TX$21.0M · 0.31%
American Bank of Commerce TX$20.9M · 0.58%
Frontier Bancshares, Inc. TX$20.7M · 0.07%
Thrive Mortgage, LLC TX$19.5M · 1.36%
Texas Bay Credit Union TX$19.4M · 0.22%
Usca Management LLC TX$19.4M · 0.01%
Firstmark Credit Union TX$19.2M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 752770125 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.