Plan Ledger DOL Form 5500 · updated monthly

Associated Credit Union of Texas401(k)

ASSOCIATED CREDIT UNION OF TEXAS 401(K) PLAN AND TRUST · LEAGUE CITY, TX · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Associated Credit Union of Texas reported $25,740 in plan administrative expenses for 2024: 0.15% of average plan assets, below the peer median. Employer contributions averaged $3,651 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.15%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,207th-largest of 5,688 plans among Texas employers on file, and 3,269th of 4,798 in finance & insurance. In 2024, employees put in $1.12 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,442,004
Participants with balances177
Active participants167
Employer contributions$609,785
Employee contributions$684,715
Employer contribution per active participant$3,651
Average account balance$98,542
Benefits paid to participants$3,896,656
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.4M · 177 accts · $610K emplr
2023$17.3M · 188 accts · $577K emplr
2022$14.5M · 176 accts · $543K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$9,125
Investment management$16,615
Total administrative$25,740
The Associated Credit Union of Texas 401(k) match · 2024
Employer contribution per active participant$3,651
Median for plans this size$2,416
2024$3,651 per active participant
2023$4,007 per active participant
2022$3,087 per active participant

Associated Credit Union of Texas's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
ASSOCI CREDIT UNION$112,330
GALLAGHER BENEFIT SERVindirect comp
THE ALLOCATION COMPANY INC · Other servicesindirect comp
VOYA RETIREMENT INSURANCE AND ANNUI · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$25,740 · 0.15%
2023$26,289 · 0.17%
2022$8,830 · 0.06%
Same employer
Similar plansFinance & Insurance · Texas
Raiz Federal Credit Union TX$18.4M · 0.44%
Velocity Credit Union TX$18.4M · 0.17%
Susser Bank TX$18.3M · 0.36%
Self Financial, Inc. TX$17.3M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741321144 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.