Plan Ledger DOL Form 5500 · updated monthly

First Financial Bancorp401(k)

FIRST FINANCIAL BANCORP 401(K) SAVINGS PLAN · CINCINNATI, OH · plan year 2025

Reported admin expense ratio · 2025
0.07%

First Financial Bancorp reported $124,124 in plan administrative expenses for 2025: 0.07% of average plan assets, below the peer median. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.06% to 0.07%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 204th-largest of 3,295 plans among Ohio employers on file, and the 564th of 4,798 in finance & insurance. active participation has grown from 2,125 to 2,397 since 2022.

Plan summary
Net assets, end of year$209,086,467
Participants with balances2,513
Active participants2,397
Employer contributions—
Employee contributions$15,258,215
Employer contribution per active participant—
Average account balance$83,202
Benefits paid to participants$15,084,749
Plan auditUnmodified (clean) audit opinion
AuditorCROWE LLP
Plan history4
Yearassets · accounts · employer contribution
2025$209.1M · 2,513 accts
2024$171.4M · 2,475 accts · $576 emplr
2023$153.9M · 2,556 accts · $1K emplr
2022$131.2M · 2,512 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$124,124
Total administrative$124,124
What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$124,124
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$124,124 · 0.07%
2024$122,629 · 0.08%
2023$110,544 · 0.08%
2022$81,248 · 0.06%
Similar plansFinance & Insurance · Ohio
James B. Oswald Company OH$212.0M · 0.06%
Hylant Group, Inc. OH$173.8M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 311042001 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.