Plan Ledger DOL Form 5500 · updated monthly

Fire Mountain Gems & Beads Inc401(k)

FIRE MOUNTAIN GEMS & BEADS INC 401K PLAN · GRANTS PASS, OR · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Fire Mountain Gems & Beads Inc reported $54,114 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $1,027 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.38% to 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 453rd-largest of 1,021 plans among Oregon employers on file, and the 1,996th of 5,215 in retail trade. In 2024, employees put in $2.83 for every $1.00 the employer contributed; active participation has shrunk from 182 to 161 since 2022.

Plan summary
Net assets, end of year$14,174,733
Participants with balances147
Active participants161
Employer contributions$165,296
Employee contributions$468,468
Employer contribution per active participant$1,027
Average account balance$96,427
Benefits paid to participants$1,140,759
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.2M · 147 accts · $165K emplr
2023$12.9M · 149 accts · $169K emplr
2022$12.3M · 164 accts · $183K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,468
Investment management$50,646
Total administrative$54,114
The Fire Mountain Gems & Beads Inc 401(k) match · 2024
Employer contribution per active participant$1,027
Median for plans this size$2,416
2024$1,027 per active participant
2023$1,020 per active participant
2022$1,004 per active participant

Fire Mountain Gems & Beads Inc's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
HARFST AND ASSOCIATES · Investment advisory (participants)$26,819

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$54,114 · 0.40%
2023$51,407 · 0.41%
2022$52,176 · 0.38%
Same employer
Similar plansRetail Trade · Oregon
Beaverton Toyota, Inc. OR$15.5M · 0.32%
Tc Chevrolet, Inc. OR$14.7M · 0.11%
Plaid Pantries, Inc. OR$14.3M · 0.09%
Rudy's Markets, Inc. OR$14.2M · 0.01%
Landmark Ford, Inc. OR$13.0M · 0.41%
Weston Buick Gmc, Inc. OR$12.6M · 0.41%
Custom Decorators, Inc. OR$11.0M · 0.08%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 930924205 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.