Plan Ledger DOL Form 5500 · updated monthly

Fidelity National Financial, Inc.401(k)

THE FIDELITY NATIONAL FINANCIAL GROUP 401(K) PROFIT SHARING PLAN · JACKSONVILLE, FL · plan year 2025

Reported admin expense ratio · 2025
0.04%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Fidelity National Financial, Inc. reported $1,222,821 in plan administrative expenses for 2025: 0.04% of average plan assets, below the peer median. Employer contributions averaged $2,713 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.08% to 0.04%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other finance & insurance employers. By assets it is the 10th-largest of 3,644 plans among Florida employers on file, and the 61st of 4,798 in finance & insurance. In 2025, employees put in $2.88 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,339,589,453
Participants with balances22,863
Active participants18,528
Employer contributions$50,272,322
Employee contributions$144,846,581
Employer contribution per active participant$2,713
Average account balance$146,070
Benefits paid to participants$295,683,496
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$3.3B · 22,863 accts · $50.3M emplr
2024$3.0B · 22,798 accts · $46.5M emplr
2023$2.7B · 23,029 accts · $49.8M emplr
2022$2.3B · 24,275 accts · $54.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,165,507
Total administrative$1,222,821
The Fidelity National Financial, Inc. 401(k) match · 2025
Employer contribution per active participant$2,713
Median for plans this size$5,084
2025$2,713 per active participant
2024$2,541 per active participant
2023$2,724 per active participant
2022$2,804 per active participant

Fidelity National Financial, Inc.'s 2025 employer contribution ran below the $5,084 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$1,106,410
NEWPORT GROUP, INC. · Contract administrator$59,097
SMITH, GAMBRELL & RUSSELL, LLP · Legal$57,314
MORNINGSTAR INVESTMENT MGMT LLC · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$1,222,821 · 0.04%
2024$1,749,981 · 0.06%
2023$1,602,677 · 0.06%
2022$2,029,911 · 0.08%
Same employer
Similar plansFinance & Insurance · Florida
Franklin Resources, Inc. CA$3.6B · 0.02%
Blackrock, Inc. NY$3.4B · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 161725106 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.