Plan Ledger DOL Form 5500 · updated monthly

Federal Home Loan Mortgage Corp401(k)

FEDERAL HOME LOAN MORTGAGE CORP THRIFT/401(K) SAVINGS PLAN · MCLEAN, VA · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Federal Home Loan Mortgage Corp reported $192,862 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $13,143 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.007% to 0.006%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other finance & insurance employers. By assets it is the 15th-largest of 2,266 plans among Virginia employers on file, and the 56th of 4,798 in finance & insurance. In 2024, employees put in $1.15 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,705,089,512
Participants with balances11,709
Active participants8,053
Employer contributions$105,839,925
Employee contributions$121,745,686
Employer contribution per active participant$13,143
Average account balance$316,431
Benefits paid to participants$262,432,585
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.7B · 11,709 accts · $105.8M emplr
2023$3.2B · 11,495 accts · $93.1M emplr
2022$2.6B · 11,177 accts · $86.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$171,835
Investment management$18,527
Total administrative$192,862
The Federal Home Loan Mortgage Corp 401(k) match · 2024
Employer contribution per active participant$13,143
Median for plans this size$5,259
2024$13,143 per active participant
2023$11,665 per active participant
2022$11,120 per active participant

Federal Home Loan Mortgage Corp's 2024 employer contribution ran above the $5,259 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
BLACKROCK INSTITUTIONAL TRUST COMPA · Trustee · Trustee (discretionary)$19,146

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$192,862 · 0.01%
2023$198,851 · 0.01%
2022$208,795 · 0.01%
Same employer
Similar plansFinance & Insurance · Virginia
Franklin Resources, Inc. CA$3.6B · 0.02%
Blackrock, Inc. NY$3.4B · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520904874 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.