Plan Ledger DOL Form 5500 · updated monthly

F.M. Brown's Sons, Inc.401(k)

F.M. BROWN'S SONS, INC. 401(K) PLAN · SINKING SPRING, PA · plan year 2025

Reported admin expense ratio · 2025
0.47%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

F.M. Brown's Sons, Inc. reported $50,188 in plan administrative expenses for 2025: 0.47% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,908 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.470%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Pennsylvania (2,148th of 3,651), and 8,183rd of 13,661 in manufacturing. In 2025, employees put in $1.78 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,523,585
Participants with balances103
Active participants141
Employer contributions$268,967
Employee contributions$479,548
Employer contribution per active participant$1,908
Average account balance$111,879
Benefits paid to participants$660,377
Plan auditUnmodified (clean) audit opinion
AuditorRKL LLP
Plan history4
Yearassets · accounts · employer contribution
2025$11.5M · 103 accts · $269K emplr
2024$9.9M · 101 accts · $253K emplr
2023$9.2M · 104 accts · $266K emplr
2022$8.5M · 115 accts · $253K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$24,672
Investment management$25,516
Total administrative$50,188
The F.M. Brown's Sons, Inc. 401(k) match · 2025
Employer contribution per active participant$1,908
Median for plans this size$2,666
2025$1,908 per active participant
2024$1,876 per active participant
2023$1,872 per active participant
2022$1,689 per active participant

F.M. Brown's Sons, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$22,534
EMPOWER ADVISORY GROUP, LLC · Investment management$2,982

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$50,188 · 0.47%
2024$46,495 · 0.49%
2023$42,817 · 0.48%
2022$43,207 · 0.47%
Same employer
Similar plansManufacturing · Pennsylvania
Sugaright, LLC PA$11.7M · 0.47%
Iwm International, LLC PA$11.7M · 0.08%
Abington Reldan Metals, LLC PA$11.4M · 0.73%
Biospectra, Inc. PA$11.3M · 0.57%
Donsco, Inc. PA$11.2M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231308422 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.