Plan Ledger DOL Form 5500 · updated monthly

Ethos Group, Inc.401(k)

ETHOS GROUP 401(K) PLAN · IRVING, TX · plan year 2024

Reported admin expense ratio · 2024
0.46%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Ethos Group, Inc. reported $240,427 in plan administrative expenses for 2024: 0.46% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,337 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.54% to 0.46%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 944th-largest of 5,688 plans among Texas employers on file, and the 1,478th of 4,798 in finance & insurance. In 2024, employees put in $3.53 for every $1.00 the employer contributed; active participation has grown from 462 to 650 since 2022.

Plan summary
Net assets, end of year$59,138,367
Participants with balances669
Active participants650
Employer contributions$1,518,943
Employee contributions$5,365,691
Employer contribution per active participant$2,337
Average account balance$88,398
Benefits paid to participants$1,556,903
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$59.1M · 669 accts · $1.5M emplr
2023$46.4M · 581 accts · $1.5M emplr
2022$33.4M · 517 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$70,510
Investment management$169,917
Total administrative$240,427
The Ethos Group, Inc. 401(k) match · 2024
Employer contribution per active participant$2,337
Median for plans this size$3,635
2024$2,337 per active participant
2023$2,567 per active participant
2022$2,384 per active participant

Ethos Group, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
SAGE ADVISORY SERVICES · Investment advisory (plan)$169,917
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$70,510

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$240,427 · 0.46%
2023$195,002 · 0.49%
2022$184,180 · 0.54%
Similar plansFinance & Insurance · Texas
Extraco Corporation TX$59.8M · 0.22%
Beal Service Corporation TX$58.7M · 0.01%
Petrus Trust Company, Lta TX$55.0M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 752672389 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.