Plan Ledger DOL Form 5500 · updated monthly

Beal Service Corporation401(k)

INTEGRATED 401 ( K ) PLAN · PLANO, TX · plan year 2025

Reported admin expense ratio · 2025
0.01%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Beal Service Corporation reported $2,825 in plan administrative expenses for 2025: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,632 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.007% to 0.005%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 945th-largest of 5,688 plans among Texas employers on file, and the 1,491st of 4,798 in finance & insurance. In 2025, employees put in $3.59 for every $1.00 the employer contributed; active participation has grown from 200 to 260 since 2022.

Plan summary
Net assets, end of year$58,675,644
Participants with balances429
Active participants260
Employer contributions$684,380
Employee contributions$2,455,432
Employer contribution per active participant$2,632
Average account balance$136,773
Benefits paid to participants$6,751,620
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$58.7M · 429 accts · $684K emplr
2024$53.8M · 438 accts · $680K emplr
2023$46.7M · 445 accts · $526K emplr
2022$38.3M · 424 accts · $523K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$2,825
Total administrative$2,825
The Beal Service Corporation 401(k) match · 2025
Employer contribution per active participant$2,632
Median for plans this size$4,093
2025$2,632 per active participant
2024$2,689 per active participant
2023$2,219 per active participant
2022$2,617 per active participant

Beal Service Corporation's 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$2,825

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$2,825 · 0.01%
2024$2,725 · 0.01%
2023$23,880 · 0.06%
2022$2,915 · 0.01%
Same employer
Similar plansFinance & Insurance · Texas
Extraco Corporation TX$59.8M · 0.22%
Ethos Group, Inc. TX$59.1M · 0.46%
Petrus Trust Company, Lta TX$55.0M · 0.00%
Skyward Service Group TX$54.9M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200201320 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.