Plan Ledger DOL Form 5500 · updated monthly

Espire Dental Practice, LLC401(k)

ESPIRE DENTAL 401(K) PLAN · DENVER, CO · plan year 2024

Reported admin expense ratio · 2024
0.65%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Espire Dental Practice, LLC reported $101,054 in plan administrative expenses for 2024: 0.65% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,243 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.53% to 0.65%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 591st-largest of 1,461 plans among Colorado employers on file, and the 4,103rd of 11,911 in health care & social assistance. In 2024, employees put in $2.03 for every $1.00 the employer contributed; active participation has grown from 265 to 360 since 2022.

Plan summary
Net assets, end of year$17,187,803
Participants with balances239
Active participants360
Employer contributions$807,618
Employee contributions$1,642,244
Employer contribution per active participant$2,243
Average account balance$71,915
Benefits paid to participants$1,184,160
Plan auditUnmodified (clean) audit opinion
AuditorPLANT MORAN
Plan history3
Yearassets · accounts · employer contribution
2024$17.2M · 239 accts · $808K emplr
2023$14.1M · 260 accts · $702K emplr
2022$10.1M · 200 accts · $578K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$53,745
Investment management$39,424
Total administrative$101,054
The Espire Dental Practice, LLC 401(k) match · 2024
Employer contribution per active participant$2,243
Median for plans this size$2,416
2024$2,243 per active participant
2023$2,235 per active participant
2022$2,182 per active participant

Espire Dental Practice, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
SYNERGY FINCANCIAL PARTNERS · Investment advisory (plan)$39,424
EMPOWER ADVISORY GROUP, LLC · Investment management$27,671
TPA SERVICES INC · Contract administrator$16,609
ENVESTNET RETIREMENT SOLUTIONS, LLC$7,885
GREAT-WEST LIFE & ANNUITY INSURANCEindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$101,054 · 0.65%
2023$70,399 · 0.58%
2022$52,696 · 0.53%
Similar plansHealth Care & Social Assistance · Colorado
Summitstone Health Partners CO$18.0M · 0.23%
Solace Healthcare, Inc. CO$16.5M · 0.85%
Orthocolorado Hospital CO$16.4M · 0.56%
Christian Living Communites CO$15.3M · 0.41%
Summit Pathology CO$15.0M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 455435065 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.