Plan Ledger DOL Form 5500 · updated monthly

Epiphany Business Services, LLC401(k)

EPIPHANY BUSINESS SERVICES, LLC PROFIT SHARING PLAN AND TRUST · AUSTIN, TX · plan year 2024

Reported admin expense ratio · 2024
0.59%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Epiphany Business Services, LLC reported $194,477 in plan administrative expenses for 2024: 0.59% of average plan assets, higher than ~75% of peers. Employer contributions averaged $88 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.82% to 0.59%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 1,298th-largest of 5,688 plans among Texas employers on file, and the 2,336th of 11,911 in health care & social assistance. In 2024, employees put in $52.76 for every $1.00 the employer contributed; active participation has grown from 784 to 1,220 since 2022.

Plan summary
Net assets, end of year$37,749,687
Participants with balances1,174
Active participants1,220
Employer contributions$107,449
Employee contributions$5,669,298
Employer contribution per active participant$88
Average account balance$32,155
Benefits paid to participants$2,071,759
Plan auditUnmodified (clean) audit opinion
AuditorLBMC, PC
Plan history3
Yearassets · accounts · employer contribution
2024$37.7M · 1,174 accts · $107K emplr
2023$28.4M · 972 accts · $1.6M emplr
2022$18.7M · 837 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$120,789
Investment management$73,688
Total administrative$194,477
The Epiphany Business Services, LLC 401(k) match · 2024
Employer contribution per active participant$88
Median for plans this size$2,416
2024$88 per active participant
2023$1,897 per active participant
2022$1,813 per active participant

Epiphany Business Services, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$120,789
ALLIANT RETIREMENT SERVICES · Investment advisory (plan)$66,123
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$7,565

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$194,477 · 0.59%
2023$163,809 · 0.70%
2022$130,977 · 0.82%
Same employer
Similar plansHealth Care & Social Assistance · Texas
Urology Austin, PLLC TX$38.7M · 0.12%
Airrosti Rehab Centers LLC. TX$37.6M · 0.81%

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Source: U.S. Department of Labor, Form 5500 series, EIN 471304706 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.