Plan Ledger DOL Form 5500 · updated monthly

Enova International, Inc.401(k)

ENOVA INTERNATIONAL, INC. 401(K) SAVINGS PLAN · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Enova International, Inc. reported $305,081 in plan administrative expenses for 2024: 0.23% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,491 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.27% to 0.23%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 421st-largest of 3,702 plans among Illinois employers on file, and the 757th of 4,798 in finance & insurance. In 2024, employees put in $2.63 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$143,761,334
Participants with balances2,726
Active participants1,722
Employer contributions$4,289,952
Employee contributions$11,300,392
Employer contribution per active participant$2,491
Average account balance$52,737
Benefits paid to participants$11,095,017
Plan auditUnmodified (clean) audit opinion
AuditorMILLER, COOPER & CO., LTD.
Plan history3
Yearassets · accounts · employer contribution
2024$143.8M · 2,726 accts · $4.3M emplr
2023$119.3M · 2,640 accts · $3.8M emplr
2022$90.6M · 2,690 accts · $3.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$244,959
Investment management$34,122
Audit (IQPA)$26,000
Total administrative$305,081
The Enova International, Inc. 401(k) match · 2024
Employer contribution per active participant$2,491
Median for plans this size$3,635
2024$2,491 per active participant
2023$2,417 per active participant
2022$2,033 per active participant

Enova International, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$244,959
FIDUCIENT ADVISORS · Investment management$34,122
MILLER COOPER & CO., LTD · Accounting / audit$26,000
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$305,081 · 0.23%
2023$254,289 · 0.24%
2022$223,213 · 0.27%
Same employer
Similar plansFinance & Insurance · Illinois
Bdt Capital Partners, LLC IL$168.7M · 0.03%
The Chartis Group, LLC IL$158.5M · 0.07%
Optiver Services US LLC IL$153.6M · 0.02%
Alliant Credit Union IL$137.2M · 0.05%
Midland States Bank IL$135.6M · 0.10%
Alter Domus Inc. IL$120.7M · 0.16%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 453190813 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.