Plan Ledger DOL Form 5500 · updated monthly

English Language Institute/China403(b)

ENGLISH LANGUAGE INSTITUTE IN CHINA 403(B) PLAN · FORT COLLINS, CO · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

English Language Institute/China reported $39,195 in plan administrative expenses for 2024: 0.29% of average plan assets, above the peer median. Employer contributions averaged $530 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.24% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 665th-largest of 1,461 plans among Colorado employers on file, and 1,846th of 3,091 in educational services. In 2024, employees put in $3.81 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,216,268
Participants with balances318
Active participants342
Employer contributions$181,350
Employee contributions$690,124
Employer contribution per active participant$530
Average account balance$44,705
Benefits paid to participants$918,965
Plan auditUnmodified (clean) audit opinion
AuditorCAPIN CROUSE
Plan history3
Yearassets · accounts · employer contribution
2024$14.2M · 318 accts · $181K emplr
2023$12.6M · 325 accts · $182K emplr
2022$10.5M · 317 accts · $161K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,735
Investment management$31,460
Total administrative$39,195
The English Language Institute/China 401(k) match · 2024
Employer contribution per active participant$530
Median for plans this size$2,416
2024$530 per active participant
2023$522 per active participant
2022$432 per active participant

English Language Institute/China's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
CETERA INVESTMENT ADVISERS LLC · Investment advisory (plan)$29,447
EMPOWER ADVISORY GROUP · Investment management$338

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$39,195 · 0.29%
2023$32,647 · 0.28%
2022$27,999 · 0.24%
Same employer
Similar plansEducational Services · Colorado
Naropa University CO$18.4M · 0.22%
Augustine Institute, Inc. CO$9.2M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953551085 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.