Plan Ledger DOL Form 5500 · updated monthly

Empresas Pepe Abad LLC401(k)

PEPE ABAD RETIREMENT PLAN · CAYEY, PR · plan year 2024

Reported admin expense ratio · 2024
1.78%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Empresas Pepe Abad LLC reported $22,620 in plan administrative expenses for 2024: 1.78% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,165 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 2.47% to 1.78%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in PR (264th of 323), and 4,770th of 5,215 in retail trade. In 2024, employees put in $1.77 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,633,946
Participants with balances262
Active participants226
Employer contributions$263,268
Employee contributions$465,979
Employer contribution per active participant$1,165
Average account balance$6,236
Benefits paid to participants$161,278
Plan auditUnmodified (clean) audit opinion
AuditorAQUINO, DE CORDOVA, LLC
Plan history2
Yearassets · accounts · employer contribution
2024$1.6M · 262 accts · $263K emplr
2023$910K · 222 accts · $282K emplr
The Empresas Pepe Abad LLC 401(k) match · 2024
Employer contribution per active participant$1,165
Median for plans this size$1,313
2024$1,165 per active participant
2023$1,461 per active participant

Empresas Pepe Abad LLC's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ADVISORY GROUP LLC · Investment management$2,098
CETERA ADVISOR NETWORKS LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$22,620 · 1.78%
2023$12,742 · 2.47%
Similar plansRetail Trade · PR
Supermercados Econo, Inc PR$2.3M · 0.05%
Pepe Ganga, Corp. PR$1.9M · 1.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 660999701 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.