Plan Ledger DOL Form 5500 · updated monthly

Empire Comfort Systems, Inc.401(k)

EMPIRE COMFORT SYSTEMS, INC. SAVINGS INCENTIVE & PROFIT SHARING (SIPS) PLAN · BELLEVILLE, IL · plan year 2023

Reported admin expense ratio · 2023
0.34%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Empire Comfort Systems, Inc. reported $38,432 in plan administrative expenses for 2023: 0.34% of average plan assets, above the peer median. Employer contributions averaged $683 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.37% to 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Illinois (2,187th of 3,702), and 7,913th of 13,661 in manufacturing. In 2023, employees put in $3.53 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,364,951
Participants with balances145
Active participants183
Employer contributions$125,065
Employee contributions$441,424
Employer contribution per active participant$683
Average account balance$85,276
Benefits paid to participants$569,517
Plan auditDisclaimer of opinion
Plan history2
Yearassets · accounts · employer contribution
2023$12.4M · 145 accts · $125K emplr
2022$10.5M · 112 accts · $129K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$38,432
Total administrative$38,432
The Empire Comfort Systems, Inc. 401(k) match · 2023
Employer contribution per active participant$683
Median for plans this size$2,440
2023$683 per active participant
2022$627 per active participant

Empire Comfort Systems, Inc.'s 2023 employer contribution ran below the $2,440 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$38,431
NORTHWESTERN MUTUAL INVESTMENT SERV · Other servicesindirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$38,432 · 0.34%
2022$49,251 · 0.37%
All plans at this employer2
EMPIRE COMFORT SYSTEMS, INC. SAVINGS INCENTIVE & PROFIT SHARING (SIPS) PLAN401(k)
LOCAL #S7 OF THE INTERNATIONAL BROTHERHOOD OF BOILERMAKERS, IRON SHIP401(k)
Same employer
Similar plansManufacturing · Illinois
Johnson & Quin, Inc. IL$12.4M · 0.50%
Bourn & Koch Inc. IL$12.4M · 0.27%
Berner Food & Beverage, LLC IL$12.3M · 0.83%
Manitex International Inc. IL$12.2M · 0.49%
Evans Food Products Company IL$12.2M · 0.73%

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Source: U.S. Department of Labor, Form 5500 series, EIN 371234416 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.