Plan Ledger DOL Form 5500 · updated monthly

Emjay Engineering and Construction Co., Inc.401(k)

EMJAY ENGINEERING AND CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN · BALTIMORE, MD · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Emjay Engineering and Construction Co., Inc. reported $38,577 in plan administrative expenses for 2024: 0.21% of average plan assets, below the peer median. Employer contributions averaged $3,990 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.213%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 673rd-largest of 1,671 plans among Maryland employers on file, and the 5,736th of 11,654 in professional & technical services. In 2024, employees put in $1.71 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$19,019,272
Participants with balances168
Active participants151
Employer contributions$602,528
Employee contributions$1,031,762
Employer contribution per active participant$3,990
Average account balance$113,210
Benefits paid to participants$2,151,967
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$19.0M · 168 accts · $603K emplr
2023$17.2M · 163 accts · $525K emplr
2022$13.9M · 172 accts · $333K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,035
Investment management$36,542
Total administrative$38,577
The Emjay Engineering and Construction Co., Inc. 401(k) match · 2024
Employer contribution per active participant$3,990
Median for plans this size$2,416
2024$3,990 per active participant
2023$3,648 per active participant
2022$2,175 per active participant

Emjay Engineering and Construction Co., Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
THE PROSPERITY CONSULTING GROUP,LLC · Investment advisory (participants) · Investment advisory (plan)$36,542

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$38,577 · 0.21%
2023$32,516 · 0.21%
2022$31,604 · 0.21%
Same employer
Similar plansProfessional & Technical Services · Maryland
Ata Aerospace, LLC. MD$19.4M · 0.06%
Maxcyte, Inc. MD$19.2M · 0.22%
Reli Group, Inc. MD$19.2M · 0.66%
Summit Group, LLC MD$18.9M · 0.35%
Resolute Technologies, LLC MD$18.9M · 0.70%
The Educe Group MD$18.7M · 0.28%
Innoplex, LLC MD$18.7M · 0.43%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520643632 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.