Plan Ledger DOL Form 5500 · updated monthly

Emerald X, LLC401(k)

EMERALD X, LLC 401(K) PLAN · SAN JUAN CAPISTRANO, CA · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Emerald X, LLC reported $82,147 in plan administrative expenses for 2024: 0.09% of average plan assets, below the peer median. Employer contributions averaged $2,405 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.09%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other administrative & support services employers. By assets it is the 1,066th-largest of 9,483 plans among California employers on file, and the 176th of 2,534 in administrative & support services. In 2024, employees put in $3.63 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$92,899,681
Participants with balances927
Active participants676
Employer contributions$1,626,065
Employee contributions$5,906,790
Employer contribution per active participant$2,405
Average account balance$100,215
Benefits paid to participants$12,500,491
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$92.9M · 927 accts · $1.6M emplr
2023$83.0M · 921 accts · $1.9M emplr
2022$69.6M · 917 accts · $1.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,863
Investment management$33,284
Total administrative$82,147
The Emerald X, LLC 401(k) match · 2024
Employer contribution per active participant$2,405
Median for plans this size$3,635
2024$2,405 per active participant
2023$2,848 per active participant
2022$2,419 per active participant

Emerald X, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MERCER INVESTMENTS LLC · Investment advisory (plan)$40,000
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$33,284
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$8,863

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$82,147 · 0.09%
2023$119,648 · 0.16%
2022$22,878 · 0.03%
Same employer
Similar plansAdministrative & Support Services · California
Upwork Inc. CA$121.8M · 0.12%
Ziprecruiter, Inc. CA$115.2M · 0.15%
Modern HR, Inc. CA$108.1M · 0.42%
Language Line, LLC CA$103.4M · 0.03%
Doma Corporate, LLC CA$88.1M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 133754838 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.