What are the fees in the Emd Sales, Inc. 401(k) plan?

For plan year 2022, Emd Sales, Inc. reported $16,525 in plan administrative expenses, or 0.78% of average plan assets — above the peer median. Fund-level expense ratios are not included in public filings.

What is the Emd Sales, Inc. 401(k) match?

In 2022, employer contributions to the Emd Sales, Inc. plan averaged $261 per active participant, below the $1,114 median for plans of similar size. Public filings report contribution dollars, not the match formula; the formula is in the plan's summary plan description.

What is the average account balance in the Emd Sales, Inc. 401(k)?

The average participant account balance was $25,069 for plan year 2022, based on 79 accounts.

Emd Sales, Inc.401(k)

Name: Emd Sales, Inc. 401(k) plan: Form 5500 data
Creator: U.S. Department of Labor

EMD SALES, INC. 401(K) PROFIT SHARING PLAN AND TRUST · BALTIMORE, MD · plan year 2022

Reported admin expense ratio · 2022

0.78%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Emd Sales, Inc. reported $16,525 in plan administrative expenses for 2022: 0.78% of average plan assets, above the peer median. Employer contributions averaged $261 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Maryland (1,523rd of 1,671), and 4,038th of 4,246 in wholesale trade. In 2022, employees put in $9.08 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,980,480
Participants with balances79
Active participants127
Employer contributions$33,104
Employee contributions$300,546
Employer contribution per active participant$261
Average account balance$25,069
Benefits paid to participants$208,775
Plan auditUnmodified (clean) audit opinion
AuditorHOZIK & COMPANY P.L.C.

The Emd Sales, Inc. 401(k) match · 2022

Employer contribution per active participant$261

Median for plans this size$1,114

Emd Sales, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Your balance

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1

2022$16,525 · 0.78%

Similar plansWholesale Trade · Maryland
Discount Drugs Wisconsin, Inc. MD$4.6M · 0.05%
Arbre Group Holding Corporation MD$4.6M · 1.43%
Pete Pappas & Sons, Inc. MD$4.0M · 0.55%
Sonco Worldwide Inc MD$3.2M · 0.36%
The George J. Falter Company MD$1.8M · 0.16%
J. J. Haines Holding Company, Inc. MD$667K
Century Distributors, Inc. MD$87K · 0.40%
Annapolis Produce & Restaurant Supply Co., Inc. MD$41K

Why are you looking at this plan?

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Source: U.S. Department of Labor, Form 5500 series, EIN 521911250 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.