Plan Ledger DOL Form 5500 · updated monthly

Elmc Risk Solutions, LLCStock bonus plan

ELMC RISK SOLUTIONS, LLC 401(K) PLAN · HOLICONG, PA · plan year 2022

Reported admin expense ratio · 2022
0.12%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Elmc Risk Solutions, LLC reported $27,153 in plan administrative expenses for 2022: 0.12% of average plan assets, below the peer median. Employer contributions averaged $4,042 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,482nd-largest of 3,651 plans among Pennsylvania employers on file, and 2,942nd of 4,798 in finance & insurance. In 2022, employees put in $3.32 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$21,433,495
Participants with balances131
Active participants103
Employer contributions$416,313
Employee contributions$1,382,355
Employer contribution per active participant$4,042
Average account balance$163,614
Benefits paid to participants$1,196,585
Plan auditUnmodified (clean) audit opinion
AuditorMARCUM, LLP
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $115K emplr
2022$21.4M · 131 accts · $416K emplr
Administrative expenses, itemized · 2022
Investment management$27,153
Total administrative$27,153
Employer contributions to the Elmc Risk Solutions, LLC plan · 2022
Employer contribution per active participant$4,042
Median for plans this size$2,266

Elmc Risk Solutions, LLC's 2022 employer contribution ran above the $2,266 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$27,153 · 0.12%
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The Dime Bank PA$23.0M · 0.33%
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Erie Federal Credit Union PA$22.0M · 0.46%
Bm Technologies, Inc. PA$21.7M · 0.44%
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Source: U.S. Department of Labor, Form 5500 series, EIN 474776379 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.