Plan Ledger DOL Form 5500 · updated monthly

Educational Testing Service403(b)

EDUCATIONAL TESTING SERVICE 403(B) RETIREMENT SAVINGS PLAN · PRINCETON, NJ · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Educational Testing Service reported $180,828 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,175 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.024% to 0.019%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other educational services employers. By assets it is the 68th-largest of 2,419 plans among New Jersey employers on file, and the 51st of 3,091 in educational services. In 2024, employees put in $3.47 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$982,278,507
Participants with balances6,235
Active participants3,512
Employer contributions$7,639,122
Employee contributions$26,509,386
Employer contribution per active participant$2,175
Average account balance$157,543
Benefits paid to participants$115,492,141
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$982.3M · 6,235 accts · $7.6M emplr
2023$929.2M · 5,890 accts · $7.9M emplr
2022$821.9M · 5,231 accts · $7.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$86,654
Investment management$53,615
Audit (IQPA)$23,000
Total administrative$180,828
Employer contributions to the Educational Testing Service plan · 2024
Employer contribution per active participant$2,175
Median for plans this size$4,294
2024$2,175 per active participant
2023$2,242 per active participant
2022$2,413 per active participant

Educational Testing Service's 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
FID INV INSTL OPS · Recordkeeping · Loan processing$90,982
RUSSELL INVESTMENTS · Investment advisory (plan)$53,615
GRANT THORNTON LLP · Accounting / audit$23,000
MCCARTER & ENGLISH LLP · Legal$11,445

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Fidelity
2023Fidelity

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$180,828 · 0.02%
2023$190,615 · 0.02%
2022$216,446 · 0.02%
All plans at this employer2
EDUCATIONAL TESTING SERVICE 401(A) RETIREMENT PLANMoney purchase plan
EDUCATIONAL TESTING SERVICE 403(B) RETIREMENT SAVINGS PLAN403(b)
Same employer
Similar plansEducational Services · New Jersey
Princeton University NJ$2.4B · 0.01%
Long Island University NY$1.1B · 0.03%
Trustees of Tufts College MA$1.0B · 0.05%
Lehigh University PA$1.0B · 0.12%
Saint Louis University MO$962.4M · 0.05%
Research Foundation of Cuny NY$929.2M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 210634479 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.