Plan Ledger DOL Form 5500 · updated monthly

Eau Claire Co-Op Oil Company401(k)

EAU CLAIRE CO-OP OIL COMPANY 401(K) PLAN · EAU CLAIRE, WI · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Eau Claire Co-Op Oil Company reported $107,956 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $16,242 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 444th-largest of 1,936 plans among Wisconsin employers on file, and the 896th of 4,246 in wholesale trade. In 2024, the employer put in $2.47 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$46,232,255
Participants with balances179
Active participants148
Employer contributions$2,403,767
Employee contributions$971,399
Employer contribution per active participant$16,242
Average account balance$258,281
Benefits paid to participants$1,021,408
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI CPAS AND CONSULTANTS
Plan history3
Yearassets · accounts · employer contribution
2024$46.2M · 179 accts · $2.4M emplr
2023$38.4M · 183 accts · $2.2M emplr
2022$33.3M · 170 accts · $2.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$107,956
Total administrative$107,956
The Eau Claire Co-Op Oil Company 401(k) match · 2024
Employer contribution per active participant$16,242
Median for plans this size$2,416
2024$16,242 per active participant
2023$15,139 per active participant
2022$14,873 per active participant

Eau Claire Co-Op Oil Company's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$75,370
EMPOWER ANNUITY INS CO OF AMERICA · Investment advisory (plan)$42,605
ORGEL WEALTH MANAGEMENT, LLC · Investment advisory (plan)$40,998

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$107,956 · 0.25%
2023$80,291 · 0.22%
2022$62,190 · 0.20%
Same employer
Similar plansWholesale Trade · Wisconsin
L & S Electric, Inc WI$50.5M · 0.27%
The Boelter Companies, Inc. WI$50.4M · 0.25%
E. O. Johnson Company, Inc. WI$48.0M · 0.46%
Gustave a. Larson Company WI$42.4M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390255640 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.