HERITAGE & EST 401(K) PLAN · YORK, PA · plan year 2024
Reported admin expense ratio · 2024
0.99%
Peer grade: C+· admin costs + employer contributions vs same-size plans · how grading works
Eastern Shore Transport, LLC reported $80,570 in plan administrative expenses for 2024: 0.99% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,292 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 2 years on file its reported administrative ratio rose from 0.82% to 0.99%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Pennsylvania (2,434th of 3,651), and 9,347th of 13,661 in manufacturing. In 2024, employees put in $1.62 for every $1.00 the employer contributed.
Plan summary
Net assets, end of year$8,720,079
Participants with balances111
Active participants108
Employer contributions$247,533
Employee contributions$400,204
Employer contribution per active participant$2,292
Average account balance$78,559
Benefits paid to participants$327,382
Plan auditUnmodified (clean) audit opinion
AuditorRKL
Plan history3
Yearassets · accounts · employer contribution
2024$8.7M · 111 accts · $248K emplr
2023$7.6M · 105 accts · $223K emplr
2022$6.4M · 123 accts · $206K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$50,911
Investment management$19,519
Audit (IQPA)$10,140
Total administrative$80,570
The Eastern Shore Transport, LLC 401(k) match · 2024
Employer contribution per active participant$2,292
Median for plans this size$1,313
2024$2,292 per active participant
2023$1,870 per active participant
2022$1,808 per active participant
Eastern Shore Transport, LLC's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
What these fees cost you
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Source: U.S. Department of Labor, Form 5500 series, EIN 271322213 ·
Verify on EFAST2 ·
Amounts are as reported by the plan sponsor for the plan year shown.