Plan Ledger DOL Form 5500 · updated monthly

East Bay Agency for Children401(k)

403(B) THRIFT PLAN FOR EMPLOYEES OF EAST BAY AGENCY FOR CHILDREN · OAKLAND, CA · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

East Bay Agency for Children reported $843 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $813 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.011% to 0.011%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (6,048th of 9,483), and 6,502nd of 11,911 in health care & social assistance. In 2024, employees put in $2.60 for every $1.00 the employer contributed; active participation has grown from 213 to 313 since 2022.

Plan summary
Net assets, end of year$7,894,438
Participants with balances192
Active participants313
Employer contributions$254,597
Employee contributions$662,422
Employer contribution per active participant$813
Average account balance$41,117
Benefits paid to participants$921,243
Plan auditUnmodified (clean) audit opinion
AuditorHARSHWALL AND COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$7.9M · 192 accts · $255K emplr
2023$6.9M · 193 accts · $240K emplr
2022$5.4M · 183 accts · $170K emplr
The East Bay Agency for Children 401(k) match · 2024
Employer contribution per active participant$813
Median for plans this size$1,313
2024$813 per active participant
2023$923 per active participant
2022$799 per active participant

East Bay Agency for Children's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$1,052

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$843 · 0.01%
2023$430 · 0.01%
2022$594 · 0.01%
Same employer
Similar plansHealth Care & Social Assistance · California
Tlcs, Inc. CA$7.8M · 0.15%
Town and Country Manor CA$7.8M · 0.03%
Center for Human Services CA$7.7M · 0.66%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941358309 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.