Plan Ledger DOL Form 5500 · updated monthly

E & M Electric and Machinery, Inc.401(k)

E & M ELECTRIC AND MACHINERY, INC. 401(K) PROFIT SHARING PLAN · HEALDSBURG, CA · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

E & M Electric and Machinery, Inc. reported $87,107 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $3,027 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 3,283rd-largest of 9,483 plans among California employers on file, and the 1,835th of 5,337 in construction. In 2024, employees put in $2.84 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$23,022,398
Participants with balances190
Active participants121
Employer contributions$366,290
Employee contributions$1,041,529
Employer contribution per active participant$3,027
Average account balance$121,171
Benefits paid to participants$2,405,096
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$23.0M · 190 accts · $366K emplr
2023$21.0M · 189 accts · $376K emplr
2022$18.8M · 179 accts · $348K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$87,107
Total administrative$87,107
The E & M Electric and Machinery, Inc. 401(k) match · 2024
Employer contribution per active participant$3,027
Median for plans this size$2,416
2024$3,027 per active participant
2023$3,130 per active participant
2022$2,804 per active participant

E & M Electric and Machinery, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$1,016

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$87,107 · 0.40%
2023$78,639 · 0.40%
2022$76,147 · 0.38%
Same employer
Similar plansConstruction · California
Silverado Contractors, Inc. CA$23.5M · 0.25%
Robert a. Bothman, Inc. CA$23.2M · 0.24%
Sobrato Organization CA$23.1M · 0.01%
Mission Critical Group, LLC CA$22.4M · 0.70%
Hci Systems, Inc. CA$22.2M · 0.49%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 942190989 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.