Plan Ledger DOL Form 5500 · updated monthly

E & a Markets, Inc.401(k)

E & A MARKETS, INC. 401(K) PROFIT SHARING PLAN · WESTERLY, RI · plan year 2024

Reported admin expense ratio · 2024
1.02%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

E & a Markets, Inc. reported $128,251 in plan administrative expenses for 2024: 1.02% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,724 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.96% to 1.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Rhode Island (155th of 286), and the 2,103rd of 5,215 in retail trade. In 2024, the employer put in $1.73 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$13,210,459
Participants with balances301
Active participants150
Employer contributions$408,659
Employee contributions$236,677
Employer contribution per active participant$2,724
Average account balance$43,889
Benefits paid to participants$414,214
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.2M · 301 accts · $409K emplr
2023$12.0M · 295 accts · $633K emplr
2022$10.8M · 189 accts · $146K emplr
The E & a Markets, Inc. 401(k) match · 2024
Employer contribution per active participant$2,724
Median for plans this size$2,416
2024$2,724 per active participant
2023$4,654 per active participant
2022$1,029 per active participant

E & a Markets, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
RPCG, LLC · Recordkeeping · Pension consulting$22,951
BNY MELLON · Investment management$87,870
CLIFTONLARSONALLEN LLP · Accounting / audit$17,430

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024RPCG, LLC
2023RPCG, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$128,251 · 1.02%
2023$117,938 · 1.03%
2022$116,312 · 0.96%
Similar plansRetail Trade · Rhode Island
Natco Products Corporation RI$31.1M · 0.42%
Luxury Brand Holding, Inc. RI$21.3M · 0.03%
Alex and Ani, LLC RI$9.2M · 0.68%
Beltone New England RI$7.5M · 0.84%

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Source: U.S. Department of Labor, Form 5500 series, EIN 050304854 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.