Douglas a. Thom Clinic, Inc.403(b)
DOUGLAS A. THOM CLINIC, INC. RETIREMENT PLAN · FRAMINGHAM, MA · plan year 2025
Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works
Douglas a. Thom Clinic, Inc. reported $207,549 in plan administrative expenses for 2025: 0.49% of average plan assets, higher than ~75% of peers. Employer contributions averaged $304 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio rose from 0.08% to 0.49%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 759th-largest of 2,726 plans among Massachusetts employers on file, and the 2,058th of 11,911 in health care & social assistance. In 2025, employees put in $10.18 for every $1.00 the employer contributed; active participation has grown from 561 to 626 since 2022.
Douglas a. Thom Clinic, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 042104268 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.