Plan Ledger DOL Form 5500 · updated monthly

Acton Medical Associates, P.C.401(k)

ACTON MEDICAL ASSOCIATES, P.C. 401(K) PROFIT SHARING PLAN · ACTON, MA · plan year 2025

Reported admin expense ratio · 2025
0.28%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Acton Medical Associates, P.C. reported $113,058 in plan administrative expenses for 2025: 0.28% of average plan assets, below the peer median. Employer contributions averaged $2,452 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.36% to 0.28%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 764th-largest of 2,726 plans among Massachusetts employers on file, and the 2,070th of 11,911 in health care & social assistance. In 2025, employees put in $3.07 for every $1.00 the employer contributed; active participation has shrunk from 190 to 170 since 2022.

Plan summary
Net assets, end of year$44,061,262
Participants with balances275
Active participants170
Employer contributions$416,914
Employee contributions$1,278,121
Employer contribution per active participant$2,452
Average account balance$160,223
Benefits paid to participants$1,099,454
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$44.1M · 275 accts · $417K emplr
2024$37.7M · 281 accts · $426K emplr
2023$37.9M · 267 accts · $545K emplr
2022$36.6M · 228 accts · $869K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$12,588
Investment management$22,500
Audit (IQPA)$500
Trustee / custodial$77,470
Total administrative$113,058
The Acton Medical Associates, P.C. 401(k) match · 2025
Employer contribution per active participant$2,452
Median for plans this size$2,666
2025$2,452 per active participant
2024$2,611 per active participant
2023$2,869 per active participant
2022$4,575 per active participant

Acton Medical Associates, P.C.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
JOHN HANCOCK RETIREMENT PLAN SERVIC · Recordkeeping · Investment management$33,707
GLOBAL RETIREMENT PARTNERS · Investment advisory (plan)$22,500
THE ANGELL PENSION GROUP, INC. · Contract administrator$9,086

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$113,058 · 0.28%
2024$120,495 · 0.32%
2023$142,639 · 0.38%
2022$143,630 · 0.36%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
Lfb USA, Inc. MA$42.3M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043038356 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.