Plan Ledger DOL Form 5500 · updated monthly

Doster Construction Co., Inc.401(k)

DOSTER CONSTRUCTION COMPANY, INC. RETIREMENT SAVINGS PLAN · BIRMINGHAM, AL · plan year 2025

Reported admin expense ratio · 2025
0.32%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Doster Construction Co., Inc. reported $91,883 in plan administrative expenses for 2025: 0.32% of average plan assets, above the peer median. Employer contributions averaged $1,780 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.40% to 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 222nd-largest of 902 plans among Alabama employers on file, and the 1,505th of 5,337 in construction. In 2025, employees put in $4.25 for every $1.00 the employer contributed; active participation has grown from 209 to 256 since 2022.

Plan summary
Net assets, end of year$30,687,154
Participants with balances284
Active participants256
Employer contributions$455,750
Employee contributions$1,937,171
Employer contribution per active participant$1,780
Average account balance$108,053
Benefits paid to participants$1,791,432
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$30.7M · 284 accts · $456K emplr
2024$26.1M · 285 accts · $469K emplr
2023$22.6M · 283 accts · $475K emplr
2022$17.2M · 288 accts · $403K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$30,863
Investment management$51,020
Audit (IQPA)$10,000
Total administrative$91,883
The Doster Construction Co., Inc. 401(k) match · 2025
Employer contribution per active participant$1,780
Median for plans this size$2,666
2025$1,780 per active participant
2024$1,757 per active participant
2023$2,178 per active participant
2022$1,930 per active participant

Doster Construction Co., Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
NORTHWESTERN MUTUAL WEALTH MGMT CO · Investment advisory (plan)$51,020
BLACK & PINCKARD, LLC · Accounting / audit$10,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$91,883 · 0.32%
2024$97,293 · 0.40%
2023$81,155 · 0.41%
2022$75,783 · 0.40%
Same employer
Similar plansConstruction · Alabama
Scott Bridge Company, Inc. AL$30.6M · 0.44%
Burkes Mechanical, Inc. AL$27.7M · 0.36%
Pose Group, Inc. AL$23.0M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 630581036 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.