Plan Ledger DOL Form 5500 · updated monthly

Dieterich Bank401(k)

DIETERICH BANK 401K RETIREMENT & SAVINGS PLAN · EFFINGHAM, IL · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Dieterich Bank reported $74,152 in plan administrative expenses for 2024: 0.42% of average plan assets, above the peer median. Employer contributions averaged $3,485 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.39% to 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,748th-largest of 3,702 plans among Illinois employers on file, and 3,169th of 4,798 in finance & insurance. In 2024, employees put in $1.50 for every $1.00 the employer contributed; active participation has grown from 162 to 186 since 2022.

Plan summary
Net assets, end of year$18,812,216
Participants with balances197
Active participants186
Employer contributions$648,165
Employee contributions$970,860
Employer contribution per active participant$3,485
Average account balance$95,493
Benefits paid to participants$1,008,512
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.8M · 197 accts · $648K emplr
2023$16.2M · 186 accts · $617K emplr
2022$14.3M · 190 accts · $762K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,816
Investment management$44,336
Total administrative$74,152
The Dieterich Bank 401(k) match · 2024
Employer contribution per active participant$3,485
Median for plans this size$2,416
2024$3,485 per active participant
2023$3,587 per active participant
2022$4,706 per active participant

Dieterich Bank's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CPI QUALIFIED PLAN CONSULTANTS, INC · Recordkeeping · Pension consulting$29,816
SMITH, MOORE & CO. · Investment advisory (plan)$44,336

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CPI QUALIFIED PLAN CONSULTANTS, INC
2023CPI QUALIFIED PLAN CONSULTANTS, INC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$74,152 · 0.42%
2023$64,273 · 0.42%
2022$61,509 · 0.39%
Same employer
Similar plansFinance & Insurance · Illinois
Lending Solutions, Inc. IL$19.5M · 0.43%
Dv Group, LLC IL$19.2M · 0.02%
Marine Bank IL$18.8M · 0.26%
Devon Bank IL$18.8M · 0.31%
R.W. Troxell & Company IL$17.9M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 370274310 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.