Plan Ledger DOL Form 5500 · updated monthly

Dfs Group Limited401(k)

DFS RETIREMENT PLAN · HONOLULU, HI · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Dfs Group Limited reported $101,478 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,420 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.00% to 0.05%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 17th-largest of 269 plans among Hawaii employers on file, and the 197th of 5,215 in retail trade. In 2024, employees put in $1.52 for every $1.00 the employer contributed; active participation has grown from 777 to 990 since 2022.

Plan summary
Net assets, end of year$229,758,118
Participants with balances2,097
Active participants990
Employer contributions$3,385,764
Employee contributions$5,135,340
Employer contribution per active participant$3,420
Average account balance$109,565
Benefits paid to participants$21,705,874
Plan auditUnmodified (clean) audit opinion
AuditorKKDLY LLC
Plan history3
Yearassets · accounts · employer contribution
2024$229.8M · 2,097 accts · $3.4M emplr
2023$208.7M · 2,140 accts · $2.7M emplr
2022$183.1M · 1,981 accts · $2.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$30,275
Investment management$71,203
Total administrative$101,478
The Dfs Group Limited 401(k) match · 2024
Employer contribution per active participant$3,420
Median for plans this size$3,635
2024$3,420 per active participant
2023$2,553 per active participant
2022$2,550 per active participant

Dfs Group Limited's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
SEGAL MARCO ADVISORS · Investment advisory (plan)$71,203

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$101,478 · 0.05%
2023$18,915 · 0.01%
2022$1,179 · 0.00%
Same employer
Similar plansRetail Trade · Hawaii
Mns, LTD. HI$264.1M · 0.34%
Marinemax, Inc. FL$233.4M · 0.26%
Tbc Corporation FL$232.0M · 0.13%
Yancey Bros. Co GA$231.8M · 0.17%
Peloton Interactive, Inc. NY$231.0M · 0.10%
Servco Pacific Inc. HI$227.9M · 0.06%
Bob's Discount Furniture LLC CT$227.8M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 943021357 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.