Plan Ledger DOL Form 5500 · updated monthly

Defi Auto, LLC401(k)

DEFI AUTO, LLC 401(K) PLAN · WESTLAKE, TX · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Defi Auto, LLC reported $74,152 in plan administrative expenses for 2024: 0.10% of average plan assets, below the peer median. Employer contributions averaged $2,654 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.10%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 774th-largest of 5,688 plans among Texas employers on file, and the 1,850th of 11,654 in professional & technical services. In 2024, employees put in $2.84 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$78,794,893
Participants with balances674
Active participants525
Employer contributions$1,393,376
Employee contributions$3,951,989
Employer contribution per active participant$2,654
Average account balance$116,906
Benefits paid to participants$7,399,501
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$78.8M · 674 accts · $1.4M emplr
2023$68.9M · 698 accts · $1.3M emplr
2022$57.7M · 633 accts · $1.2M emplr
The Defi Auto, LLC 401(k) match · 2024
Employer contribution per active participant$2,654
Median for plans this size$3,635
2024$2,654 per active participant
2023$2,233 per active participant
2022$2,222 per active participant

Defi Auto, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$76,302

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$74,152 · 0.10%
2023$73,626 · 0.12%
2022$60,796 · 0.09%
Same employer
Similar plansProfessional & Technical Services · Texas
HR & P Solutions, Inc. TX$80.9M · 0.75%
Alkami Technology, Inc. TX$77.0M · 0.17%
Banker's Toolbox, Inc. TX$76.5M · 0.22%
Mitratech Holdings, Inc. TX$75.5M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232765520 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.