Plan Ledger DOL Form 5500 · updated monthly

Decisions, LLC401(k)

DECISIONS 401(K) PLAN · VIRGINIA BEACH, VA · plan year 2025

Reported admin expense ratio · 2025
0.47%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Decisions, LLC reported $18,270 in plan administrative expenses for 2025: 0.47% of average plan assets, below the peer median. Employer contributions averaged $1,839 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.24% to 0.47%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Virginia (1,877th of 2,266), and 9,960th of 11,654 in professional & technical services. In 2025, employees put in $3.28 for every $1.00 the employer contributed; active participation has shrunk from 149 to 133 since 2022.

Plan summary
Net assets, end of year$4,553,619
Participants with balances154
Active participants133
Employer contributions$244,536
Employee contributions$802,682
Employer contribution per active participant$1,839
Average account balance$29,569
Benefits paid to participants$683,024
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$4.6M · 154 accts · $245K emplr
2024$3.3M · 154 accts · $273K emplr
2023$2.4M · 172 accts · $237K emplr
2022$1.1M · 102 accts · $143K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$18,270
Total administrative$18,270
The Decisions, LLC 401(k) match · 2025
Employer contribution per active participant$1,839
Median for plans this size$1,464
2025$1,839 per active participant
2024$1,644 per active participant
2023$1,210 per active participant
2022$960 per active participant

Decisions, LLC's 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$18,270

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025Transamerica
2024Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$18,270 · 0.47%
2024$10,158 · 0.36%
2023$3,560 · 0.21%
2022$2,240 · 0.24%
Same employer
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Green Applications LLC VA$4.7M · 1.01%
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Strategic Resources, Inc. VA$4.7M · 0.10%
Tahirih Justice Center VA$4.6M · 0.89%
Ctr Management Group, LLC VA$4.5M · 1.45%
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Triumph Enterprises, Inc. VA$4.4M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 270795439 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.