Plan Ledger DOL Form 5500 · updated monthly

Dean Word Company LTD401(k)

DEAN WORD COMPANY 401K EMPLOYEES RETIREMENT PLAN · NEW BRAUNFELS, TX · plan year 2023

Reported admin expense ratio · 2023
0.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Dean Word Company LTD reported $654 in plan administrative expenses for 2023: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.031%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Texas (4,872nd of 5,688), and 4,784th of 5,337 in construction.

Plan summary
Net assets, end of year$2,123,615
Participants with balances95
Active participants141
Employer contributions$0
Employee contributions$140,883
Employer contribution per active participant$0
Average account balance$22,354
Benefits paid to participants$365,307
Plan auditUnmodified (clean) audit opinion
AuditorADKF P.C.
Plan history2
Yearassets · accounts · employer contribution
2023$2.1M · 95 accts
2022$2.1M · 101 accts
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$654
Total administrative$654
The Dean Word Company LTD 401(k) match · 2023
Employer contribution per active participant$0
Median for plans this size$1,308

Dean Word Company LTD's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$654

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$654 · 0.03%
2022$698 · 0.03%
Same employer
Similar plansConstruction · Texas
Lwl, Inc. TX$2.1M · 0.17%
Q Vest, Inc. TX$2.1M · 0.54%
Impression Homes, LLC TX$2.1M · 0.43%
Allen Keller Co. 1, LLC TX$2.1M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741170827 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.