Plan Ledger DOL Form 5500 · updated monthly

De la Cruz & Associates, Inc.Profit-sharing plan

DLC GROUP SAVINGS PLAN · GUAYNABO, PR · plan year 2024

Reported admin expense ratio · 2024
0.67%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

De la Cruz & Associates, Inc. reported $49,407 in plan administrative expenses for 2024: 0.67% of average plan assets, above the peer median. Employer contributions averaged $864 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.61% to 0.67%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is the 142nd-largest of 323 plans among PR employers on file, and 8,758th of 11,654 in professional & technical services. In 2024, employees put in $2.20 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,812,141
Participants with balances147
Active participants104
Employer contributions$89,811
Employee contributions$197,538
Employer contribution per active participant$864
Average account balance$53,144
Benefits paid to participants$86,902
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.8M · 147 accts · $90K emplr
2023$6.8M · 193 accts · $96K emplr
2022$7.5M · 186 accts · $103K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,996
Investment management$23,411
Total administrative$49,407
Employer contributions to the De la Cruz & Associates, Inc. plan · 2024
Employer contribution per active participant$864
Median for plans this size$1,313
2024$864 per active participant
2023$854 per active participant
2022$1,018 per active participant

De la Cruz & Associates, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
BENEFIT PLANS ADMIN SERVICES, INC. · Recordkeeping · Custodial (securities)$25,996
UBS FINANCIAL SERVICES INC. · Investment management$23,411

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BENEFIT PLANS ADMIN SERVICES, INC.
2023BENEFIT PLANS ADMIN SERVICES, INC.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$49,407 · 0.67%
2023$41,126 · 0.57%
2022$50,447 · 0.61%
Similar plansProfessional & Technical Services · PR
Oracle Caribbean, Inc. PR$9.1M · 0.02%
Garage Isla Verde LLC PR$8.5M · 0.73%
Rsm Puerto Rico PR$5.7M · 1.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 660416370 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.