Plan Ledger DOL Form 5500 · updated monthly

Davis & Towle Group, Inc.401(k)

DAVIS & TOWLE GROUP, INC. 401(K) PLAN & TRUST · CONCORD, NH · plan year 2025

Reported admin expense ratio · 2025
0.35%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Davis & Towle Group, Inc. reported $58,220 in plan administrative expenses for 2025: 0.35% of average plan assets, above the peer median. Employer contributions averaged $2,974 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.49% to 0.35%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 182nd-largest of 411 plans among New Hampshire employers on file, and 3,168th of 4,798 in finance & insurance. In 2025, employees put in $2.88 for every $1.00 the employer contributed; active participation has grown from 108 to 145 since 2022.

Plan summary
Net assets, end of year$18,822,882
Participants with balances147
Active participants145
Employer contributions$431,217
Employee contributions$1,242,167
Employer contribution per active participant$2,974
Average account balance$128,047
Benefits paid to participants$366,836
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$18.8M · 147 accts · $431K emplr
2024$14.2M · 133 accts · $370K emplr
2023$11.7M · 127 accts · $306K emplr
2022$9.9M · 107 accts · $283K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$58,220
Total administrative$58,220
The Davis & Towle Group, Inc. 401(k) match · 2025
Employer contribution per active participant$2,974
Median for plans this size$2,666
2025$2,974 per active participant
2024$2,703 per active participant
2023$2,617 per active participant
2022$2,617 per active participant

Davis & Towle Group, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
THE RETIREMENT ADVANTAGE, INC · Contract administrator$2,660
CAMBRIDGE INVESTMENT RESEARCH INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$58,220 · 0.35%
2024$73,327 · 0.57%
2023$57,849 · 0.54%
2022$56,571 · 0.49%
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Source: U.S. Department of Labor, Form 5500 series, EIN 020234049 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.