Cummins Inc.401(k) + ESOP (KSOP)

Cummins Inc.'s 2025 Form 5500 did not separately report plan administrative expenses, which is common where recordkeeping is paid through investment revenue-sharing or a master trust. The plan held $7,490,347,320 across 37,379 participant accounts, with employer contributions averaging $3,905 per active participant. See methodology for what Form 5500 does and doesn't capture.

The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other manufacturing employers. By assets it is the 3rd-largest of 1,562 plans among Indiana employers on file, and the 57th of 13,661 in manufacturing. In 2025, employees put in $2.29 for every $1.00 the employer contributed; active participation has grown from 21,452 to 28,500 since 2022.