Plan Ledger DOL Form 5500 · updated monthly

Ctco Benefit Services, LLC401(k)

CTCO BENEFIT SERVICES 401(K) PLAN · HOUMA, LA · plan year 2025

Reported admin expense ratio · 2025
0.07%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Ctco Benefit Services, LLC reported $17,794 in plan administrative expenses for 2025: 0.07% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,271 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.05% to 0.07%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 199th-largest of 884 plans among Louisiana employers on file, and the 4,436th of 11,654 in professional & technical services. In 2025, employees put in $1.48 for every $1.00 the employer contributed; active participation has grown from 193 to 306 since 2022.

Plan summary
Net assets, end of year$27,491,434
Participants with balances166
Active participants306
Employer contributions$694,881
Employee contributions$1,025,488
Employer contribution per active participant$2,271
Average account balance$165,611
Benefits paid to participants$1,074,690
Plan auditUnmodified (clean) audit opinion
AuditorMALCOLM M DIENES, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$27.5M · 166 accts · $695K emplr
2024$23.0M · 154 accts · $504K emplr
2023$20.6M · 161 accts · $479K emplr
2022$17.2M · 212 accts · $424K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$17,794
Total administrative$17,794
The Ctco Benefit Services, LLC 401(k) match · 2025
Employer contribution per active participant$2,271
Median for plans this size$2,666
2025$2,271 per active participant
2024$1,948 per active participant
2023$2,618 per active participant
2022$2,198 per active participant

Ctco Benefit Services, LLC's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
THE HASLAUER GROUP · Recordkeeping · Loan processing$7,250
TRANSAMERICA LIFE INSURANCE COMPANY · Recordkeeping · Loan processing$5,613
EDWARD D JONES & COMPANY · Investment advisory (plan)$51,186
MESIROW FINANCIAL, INC. · Investment advisory (plan)$4,932

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025THE HASLAUER GROUP, Transamerica
2024THE HASLAUER GROUP, Transamerica
2023THE HASLAUER GROUP, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$17,794 · 0.07%
2024$15,849 · 0.07%
2023$9,615 · 0.05%
2022$10,128 · 0.05%
Same employer
Similar plansProfessional & Technical Services · Louisiana
Ampirical Solutions, LLC LA$30.2M · 0.01%
Southland Truck Group, LLC LA$28.7M · 0.03%
Darnall, Sikes & Frederick LA$27.1M · 0.31%
Frilot L.L.C. LA$27.0M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 300515404 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.