Plan Ledger DOL Form 5500 · updated monthly

Csww, Inc.401(k)

CSWW, INC. 401(K) PLAN · GREAT FALLS, MT · plan year 2024

Reported admin expense ratio · 2024
0.94%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Csww, Inc. reported $141,819 in plan administrative expenses for 2024: 0.94% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,103 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.84% to 0.94%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 88th-largest of 229 plans among Montana employers on file, and 2,227th of 4,246 in wholesale trade. In 2024, employees put in $2.06 for every $1.00 the employer contributed; active participation has grown from 563 to 693 since 2022.

Plan summary
Net assets, end of year$16,408,512
Participants with balances735
Active participants693
Employer contributions$764,608
Employee contributions$1,576,564
Employer contribution per active participant$1,103
Average account balance$22,325
Benefits paid to participants$1,781,686
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.4M · 735 accts · $765K emplr
2023$13.9M · 682 accts · $690K emplr
2022$10.5M · 605 accts · $569K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$138,725
Investment management$3,094
Total administrative$141,819
The Csww, Inc. 401(k) match · 2024
Employer contribution per active participant$1,103
Median for plans this size$2,416
2024$1,103 per active participant
2023$1,094 per active participant
2022$1,011 per active participant

Csww, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$9,277
WILSHIRE ASSOCIATES INC(USA) · Investment advisory (participants)$3,094

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$141,819 · 0.94%
2023$111,520 · 0.91%
2022$94,460 · 0.84%
Same employer
Similar plansWholesale Trade · Montana
Feist Watson Enterprises MT$18.9M · 0.23%
The Tire Guys, Inc. MT$13.9M · 0.45%
Frontline AG Solutions LLC MT$13.3M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911850234 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.